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A roof repair or replacement is a large investment. It can also take a toll on your budget if you lack available finances in your bank account. Fortunately, there is an array of financing options that roofing companies offer to help you pay for your new roof. But first, you need to have all the necessary information during the planning stage so you don’t end up overstretching your finances. Here are some things to consider:

  1. Different financing options present different offers. There are multiple financing solutions that you can choose from, including roofer financing, insurance and credit cards. Each of these comes with unique requirements, interest rates and payment schedules. This means you have to carefully review your options before selecting which one works best and is most favorable for you.
  2. Incentives can lessen your roofing expenses. Some localities offer incentives. As a homeowner, you can take advantage of those to save extra money. For instance, you may be eligible for a tax credit if you choose to install an energy efficient roof. It is also possible to get a discount package from your roofing contractor for completing multiple projects at once, like a roof repair and gutter replacement. Look out for these incentives when planning your roofing project to avoid incurring huge expenses. 
  3. There are a variety of payment options. Don’t forget to check your insurance and warranty before taking out a loan for your roofing project. Since insurance and warranties offer protection, they may cover the repair or replacement that you need, saving you plenty of money. Otherwise, you can pay for the services upfront or consider a payment plan that extends over a specific period of time, given that your chosen roofing company allows either option.

Century Roofing and Siding is a leading provider of roofing and home improvement solutions in Ontario. We work with residential and commercial clients in and around Nepean, ON, to provide roof repair and siding installation services as well as financing options. Call us at (613) 738-1774 or fill out this contact form to set up an appointment.